diff --git a/README-credentials.md b/README-credentials.md
index adb5eb0..bc372cc 100644
--- a/README-credentials.md
+++ b/README-credentials.md
@@ -2,7 +2,10 @@
 Credentials are stored at `~/.apigee/credentials.yml`. A template file is created that includes
 commented out attributes as placeholders for values that could be needed.
 
-The following are the required values that must be provided:
+# Credentials Location
+The `credentials.yml` file has been placed in your user home which is typically referenced by
+`~/.apigee`. This location has been selected because of the security it affords the user. Please
+note that the scripts expect to find the `credentials.yml` file in the folder `~/.apigee`.
 
 ## Required Credentials
 The following table depicts those credentials that are required to complete an